When looking at health insurance plans, make sure you consider your doctor’s network. The larger the network, the more likely you’ll find a doctor in your area who accepts your plan. If you live in a rural area, that’s even more important. This means that you should eliminate any plans that don’t include your preferred doctors or have too few provider options.

HMO

HMO health insurance plans are becoming increasingly popular for a number of reasons, including their affordable prices and low deductibles. Most HMO plans require members to use the services of doctors and other health care providers in their network. However, they will occasionally refer members to out-of-network specialists for specific conditions. Depending on the situation, members may have to pay the entire bill for these services.

PPO

PPO health insurance plans are very similar to HMOs, but they are more flexible, and they offer a wider range … Read More